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Author: Anthony S

Military, Military Life, Personal Finance, Retirement

How Much Will Your Military Pension Be? – 2023 Update

Have you decided to make the military a career?  Great!  Now is a great time to start planning around what your pension will be when you retire from the military.  Are you undecided or on the fence about a career […]

By Anthony SFebruary 26, 2023
Inflation, Investing, Savings, Spending

Inflation, Rising Mortgage Rates & a Bear Market… What Should You Do?

We are all paying more for pretty much everything.  If you want to buy a house, mortgage rates are up over 70% in the last six months, and the S&P 500, the primary metric for the ‘stock market’, recently entered […]

By Anthony SJuly 2, 2022
Expenses, Housing, Personal Finance

Don’t Look Now But Mortgage Payments Are Up 24% Since December

Yes, inflation is biting into spending, but even with inflation (CPI) up 8.5% over the last year (as of the data released on April 12th), mortgage rates have risen from 3.31% in December to 5.13% this week, a 55% increase.  […]

By Anthony SApril 16, 2022
Fixed Expenses, Income, Inflation, Personal Finance, Spending

Inflation:  It’s Here and You’re Paying for It!

Inflation as defined by the “Board of Governors of the Federal Reserve System” is: “The increase in the prices of goods and services over time.” I’m sure by now you’ve seen the headlines, paid the prices, and are wondering what […]

By Anthony SMarch 12, 2022
Personal Finance

Financial Literacy Quiz: Results!

First, I want to thank everyone who took the financial literacy quiz since I posted it!  And even better, everyone that took the quiz got 4 or 5 of the questions correct and the only question people got wrong was […]

By Anthony SFebruary 24, 2022
Personal Finance

Are You Financially Literate?

How financially literate are you?  Please click here to anonymously take the FINRA Financial Literacy Quiz.  It is a quick 6 question quiz (5 main questions and a bonus question).  From the 2018 survey, 66% of Americans got 3 or […]

By Anthony SFebruary 19, 2022
Expenses, Personal Finance, Spending, Variable Expenses

Inflation Hack: 6 Ways to Save on Groceries

Continuing with ways to battle inflation, today I’ll cover food shopping.  It is a super exciting topic, I know.  But seriously, we all have to eat, so why not make an effort to save a little on your food bill?  […]

By Anthony SFebruary 5, 2022
Eating at Restaurants, Expenses, Personal Finance

Inflation Hack: 6 Ways to Cut Your Restaurant Bill

With prices all around us rising, now is the time to find creative ways to reduce some bills.  Even if you like to cook, it is nice to be able to go to a restaurant, order food, eat, not have […]

By Anthony SJanuary 29, 2022
Military, Military Life, Personal Finance, Retirement

How Much Will Your Military Pension Be? – 2022 Update

Have you decided to make the military a career?  Great!  Now is a great time to start planning around what your pension will be when you retire from the military.  If you aren’t sure if a career in the military […]

By Anthony SJanuary 8, 2022
Debt, Personal Finance, Rat Race Off Ramp, Retirement, Savings, Spending

4 Easy Ways to Add Personal Finance to Your New Year’s Resolutions

Happy New Year!  I hope you had a great 2021 and that 2022 is even better!  Every year millions upon millions of people make New Year’s Resolutions usually with the goal of making changes to improve themselves and their lives, […]

By Anthony SJanuary 1, 2022

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