Debt is simple.  It is borrowed money that has to be paid back at a later date, usually with interest.  Some forms of debt are useful, but most forms of debt are probably not useful unless the cost of the debt is very low.  If you are in debt, what would it be like to pay off all of that debt and be debt free?  I bet it would be one of the most stress relieving moments of your life.  Let’s find ways to reduce and eliminate your debt.