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Rat Race Off Ramp

Rat Race Off Ramp

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Category: Financial Independence

Financial Independence, Learning, Personal Finance, Savings, Spending

What is the Money Value of Your Time?

Today, I’m going to take a traditional phrase and flip it around.  Many of you have likely heard the phrase “the time value of money” as it pertains to spending, saving, or money growing through compounding interest.  By flipping the […]

By Anthony SSeptember 4, 2021
Financial Independence, Investing, Retirement, Savings

You Made Money in Stocks, Now What?

It is no secret that there has been a massive surge of retail investors buying stocks during the pandemic.  Between ‘meme’ stocks, a ‘YOLO’ (You Only Live Once) / FOMO (Fear of Missing Out) environment, massive government spending, stimulus checks, […]

By Anthony SJune 20, 2021
6 Steps, Debt, Financial Goals, Financial Independence, Income, Net Worth, Personal Finance, Rat Race Off Ramp, Savings, Spending

Step 6: Review Your ‘Race’ Status

Updated: May 2021 We’ve completed the first five steps of the ‘Rat Race Off Ramp’.  Now, we are on to the final step: Step 6: Review Your ‘Race’ Status.  Building wealth and achieving financial freedom is a lifelong endeavor, and […]

By Anthony SMay 12, 2020
6 Steps, Debt, Expenses, F.I.R.E., Financial Independence, Fixed Expenses, Personal Finance, Rat Race Off Ramp, Savings, Variable Expenses

Step 5: Ramp Up Your Savings

Updated: May 2021 Once you tackle your debt and have it under control, you can start taking leaps forward towards your ‘Off Ramp’.  Ramping up your savings will allow you to accelerate towards your financial goals, increase your net worth, […]

By Anthony SMay 8, 2020
6 Steps, Financial Independence, Personal Finance, Rat Race Off Ramp, Retirement, Savings

Step 1: Set YOUR Goals

Updated April 24, 2021 In my last post, I updated and shared an overview of the “Six Steps of the Rat Race Off Ramp.”  Today we’ll start taking a deeper look at each step, starting with Step 1:  Setting YOUR […]

By Anthony SApril 26, 2020
Debt, Expenses, Financial Independence, Personal Finance, Spending

6 Steps of the ‘Rat Race Off Ramp’

Updated on April 7, 2021 Over the last few blog posts, I wrote about the “Latte Factor,” excuses for not saving money, and the ‘why’ for your money.  These were lead ups for getting back to the ‘Six Steps of […]

By Anthony SApril 23, 2020
F.I.R.E., Financial Independence, Personal Finance, Retirement

What is the ‘Rat Race Off Ramp’? And what are ‘F.I.’ and ‘F.I.R.E’?

Wake up, go to work, come home, go to sleep, repeat.  Work, get paid, spend, repeat.  These are the cycles millions of people go through constantly all over the country.  And sadly, millions of these people will go through this […]

By Anthony SApril 18, 2020
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