A cup of coffee here. Take out there. A new pair of shoes. A new pair of jeans. Another streaming service. We all buy things and many of us don’t realize just how much money these ‘little’ things add up […]
Kids and Money… Part III
“I want every Lego set ever made.” “I want every Bruder truck in the Bruder book.” These are actual quotes from my six-year-old son. When he makes these comments, my wife and I make a point to use this time […]
Kids and Money… Part II
Continuing with Part II of my series on kids and money, today I’ll go over saving for college. This was a topic that I did not know a whole lot about, so I had to do quite a bit of […]
Kids and Money… Part I
Many of you have kids. And if you don’t have kids you probably have nieces or nephews or close friends with kids. There is very little education about personal finance in our public education system. That leaves parents, grandparents, friends, […]
What Marginal Gains Can You Make With Your Money?
In my last post, I discussed the three books that had the most impact on me from 2020. One of those books, Atomic Habits, had a story in it that described how the British cycling team used marginal gains in […]
How Much Will Your Military Pension Be? 2021 Update
Have you decided to make the military a career? Great! Now is a great time to start planning around what your pension will be when you retire from the military. If you aren’t sure if a career in the military […]
Second Stimulus Payments & Payroll Tax Deferral Payback Update
On December 27, 2020 President Donald Trump signed the Consolidated Appropriations Act, 2021. Aside from the overall funding implications and averting a shutdown of the federal government, there are two provisions that will specifically apply to millions of Americans: a […]
2020: A Recap
To say this year was abnormal would be an immense understatement. We have all been affected in different ways. Jobs lost, routines upended, schooling disrupted, jobs found, new routines established, plans changed (and changed again), new routines changed, lockdowns, loosened […]
The Payroll Tax Deferral is Ending – Are You Ready?
Millions of working Americans have had their payroll taxes deferred starting in September. This is going to end at the end of December (this month). The important thing for everyone is to recognize that this is a deferral, meaning you […]
Housing – Buy? Refinance? Hurry? Wait?
The housing market continues to be one of the strongest parts of the economy amid the COVID-19 pandemic. Housing supply is at historic lows. New building permits and housing starts are increasing. Home prices are increasing. If you’re in the […]