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Category: Personal Finance

Debt, Expenses, Fixed Expenses, Investing, Personal Finance

Should You Hurry to Buy a House or Refinance with Mortgage Rates at Historic Lows?

Buy a house or not?  Refinance your mortgage or not?  Millions of American families are facing these questions right now.  Right now, thanks in large part to the Federal Reserve, mortgage rates are at all-time lows AND will likely stay […]

By Anthony SJuly 28, 2020
Personal Finance, Spending, Travel, Variable Expenses

Use This Travel Hack to Save Hundreds on Travel Accommodations

Lots of people like to travel, and as the growth and popularity of Airbnb has shown, travelers like to have more ‘home-like’ accommodations to make traveling easier (and more family friendly).  While traveling with two kids, having a separate bedroom […]

By Anthony SJuly 23, 2020
6 Steps, Compound Interest, Military, Personal Finance, Rat Race Off Ramp, Retirement, Savings, Spending

Should Centenarians Influence Your Retirement Planning?

Even though life expectancy in the United States has been pretty consistent over the last few years, centenarians are the fastest growing age group in the United States. What’s a centenarian?  A centenarian is a person who is over 100 […]

By Anthony SJuly 20, 2020
Compound Interest, Personal Finance, Savings, Spending

Could You Save $500 a Year on Your Next Car?

Most families in the U.S. need at least one car.  You could make a strong case that most families need two cars.  Have you ever stopped to really think: What is the purpose of your car, truck, or SUV?  For […]

By Anthony SJuly 2, 2020
Expenses, Personal Finance, Spending

The Most Powerful Negotiating Tool When Buying a Car

At some point, nearly everyone will buy a car.  And you should want to get a good deal when you do.  There is quite a bit of information out there about when the best time is to buy a car.  […]

By Anthony SJune 26, 2020
Personal Finance, Spending

One Easy Way to Save Money & Get the Gifts You Want for Birthdays & Holidays

Do you ever receive gifts that aren’t very useful or ended up discarded or regifted?  What if I told you there is an easy way to help your family and friends to buy presents for each other that you actually […]

By Anthony SJune 24, 2020
Income, Military, Personal Finance, Rat Race Off Ramp, Retirement

Ever Wonder How Much Your Military Retirement Will Be?

Have you decided to make the military a career?  Great!  You should consider and do some planning around the military pension you’ll receive after retiring.  If you are deciding whether or not to get out of the military, you should […]

By Anthony SJune 17, 2020
ETFs, Investing, Mutual Funds, Personal Finance, Stocks

How Should You Invest?

Over the last two weeks, I’ve covered a bunch of topics on investing and saving for retirement including investment options, investing fees, saving for retirement, and the size of a retirement nest egg.  Today, I’ll close out investing for a […]

By Anthony SJune 9, 2020
ETFs, Financial Goals, Investing, Mutual Funds, Personal Finance, Retirement

The Two Sides of Investing Fees

For everyone that owns mutual funds or exchange traded funds (ETFs), there are costs associated with owning them, and they are not equal. Even if people are aware of the fees they are paying, they are likely unaware of the […]

By Anthony SJune 7, 2020
Investing, Personal Finance, Retirement, Savings

How Much Do You Really Need to Retire?

Guess what?  There is no magic ‘one size fits all’ number or thumbrule for everyone to retire.  You can find tons of articles (here, here, here, and here) that tell you how much you need to retire.  They will say […]

By Anthony SMay 29, 2020

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