We are all paying more for pretty much everything. If you want to buy a house, mortgage rates are up over 70% in the last six months, and the S&P 500, the primary metric for the ‘stock market’, recently entered […]
Inflation: It’s Here and You’re Paying for It!
Inflation as defined by the “Board of Governors of the Federal Reserve System” is: “The increase in the prices of goods and services over time.” I’m sure by now you’ve seen the headlines, paid the prices, and are wondering what […]
Inflation Hack: 6 Ways to Save on Groceries
Continuing with ways to battle inflation, today I’ll cover food shopping. It is a super exciting topic, I know. But seriously, we all have to eat, so why not make an effort to save a little on your food bill? […]
4 Easy Ways to Add Personal Finance to Your New Year’s Resolutions
Happy New Year! I hope you had a great 2021 and that 2022 is even better! Every year millions upon millions of people make New Year’s Resolutions usually with the goal of making changes to improve themselves and their lives, […]
What If…You Won the Lottery?
Sometimes the incredibly unlikely (or near impossible) happens, like winning the lottery. It is unlikely that anyone reading this will win a huge lottery jackpot, but bear with me. Hopefully, this short blog post can get you to really think […]
What If…You Could Keep Your Kids From Repeating Your Money Mistakes
Although it is becoming more commonly taught, personal finance is a topic largely lacking in our public education system. That leaves the responsibility on families and kids themselves to either learn about personal finance or repeat the mistakes that millions […]
What is the Money Value of Your Time?
Today, I’m going to take a traditional phrase and flip it around. Many of you have likely heard the phrase “the time value of money” as it pertains to spending, saving, or money growing through compounding interest. By flipping the […]
How Much Does Psychology Affect Your Money?
Just recently, I finished reading The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness by Morgan Housel. It is easily one of the best books I’ve ever read about personal finance. It isn’t your typical ‘how to’ personal […]
What’s Your ‘Why’?
In my last two posts, I went over the “Latte Factor” and excuses for not saving money. Maybe those posts got you thinking about your money. Those posts were a lead in for today’s post. There are many reasons why […]
“I can’t” “Next month” “Once I…”
We live in a world full of excuses. Many people (maybe even you) make excuses for not being able to save money or manage their personal finances. Below are a few examples, but there are millions out there along the […]