A cup of coffee here. Take out there. A new pair of shoes. A new pair of jeans. Another streaming service. We all buy things and many of us don’t realize just how much money these ‘little’ things add up […]
Make the Most of Your Christmas Presents
We have all received Christmas presents that we didn’t want or need. Why not make this the year to start getting meaningful gifts when the holidays and birthdays come around? Of all years, 2020 may be the year more people […]
Just Because You Can Afford Something Doesn’t Mean You Should – Part 3
Continuing with the trade-off and affordability theme of the last couple weeks (click here for the housing example), today, I’ll cover trade-offs and affordability of electronic devices. Smartphones, tablets, laptops, televisions, Bluetooth speakers and headphones, and ‘Smart’ devices are becoming […]
Just Because You Can Afford Something Doesn’t Mean You Should – Part 1
When I started “Rat Race Off Ramp”, I highlighted a few ways to think about money, saving, and spending. Two of my early posts were “Money and Your Life” and “Spending with a Different Mindset.” In another post, “Are you […]
Use This Travel Hack to Save Hundreds on Travel Accommodations
Lots of people like to travel, and as the growth and popularity of Airbnb has shown, travelers like to have more ‘home-like’ accommodations to make traveling easier (and more family friendly). While traveling with two kids, having a separate bedroom […]
Should Centenarians Influence Your Retirement Planning?
Even though life expectancy in the United States has been pretty consistent over the last few years, centenarians are the fastest growing age group in the United States. What’s a centenarian? A centenarian is a person who is over 100 […]
Could You Save $500 a Year on Your Next Car?
Most families in the U.S. need at least one car. You could make a strong case that most families need two cars. Have you ever stopped to really think: What is the purpose of your car, truck, or SUV? For […]
The Most Powerful Negotiating Tool When Buying a Car
At some point, nearly everyone will buy a car. And you should want to get a good deal when you do. There is quite a bit of information out there about when the best time is to buy a car. […]
One Easy Way to Save Money & Get the Gifts You Want for Birthdays & Holidays
Do you ever receive gifts that aren’t very useful or ended up discarded or regifted? What if I told you there is an easy way to help your family and friends to buy presents for each other that you actually […]
Step 6: Review Your ‘Race’ Status
Updated: May 2021 We’ve completed the first five steps of the ‘Rat Race Off Ramp’. Now, we are on to the final step: Step 6: Review Your ‘Race’ Status. Building wealth and achieving financial freedom is a lifelong endeavor, and […]