Updated: May 7, 2021 Now that you have set your goals and figured out your current net worth, you’re ready and waiting at the starting line of this race. Let’s start moving forward to figure out how to get to […]
6 Steps of the ‘Rat Race Off Ramp’
Updated on April 7, 2021 Over the last few blog posts, I wrote about the “Latte Factor,” excuses for not saving money, and the ‘why’ for your money. These were lead ups for getting back to the ‘Six Steps of […]
Are You a Victim of the Diderot Effect?
We know it better as “keeping up with the Joneses” or “lifestyle creep,” but an 18th Century philosopher lived it and wrote about it. French philosopher and writer, Denis Diderot, live most of his life as a poor man barely […]
Are These 2 Expenses Emptying Your Pockets?
Right now is the perfect time to reflect on (and review) what you have been spending your money on. Should you be evaluating where you’re spending and why? You have the chance to make changes that significantly alter the trajectory […]
Let’s Talk Grocery Shopping…No I’m Not Kidding
We all have to eat, so how do we save on food? Don’t worry, I’m not going to suggest Ramen every night. Although that would save you a lot of money, it would probably be pretty terrible for your overall […]
9 Ways to Cut Fixed Expenses
Did you know you can save money on your fixed expenses? Maybe you are thinking that doesn’t make any sense. They are FIXED expenses. Yes, they are fixed expenses, as in monthly recurring expenses, but how much they cost can […]
Where Your Money Goes..
What do you spend your money on? For the most part, expenses are divided into two categories: fixed expenses and variable expenses. But within fixed and variable expenses there are a bunch of smaller categories. Today, we will break them […]
Spending with a Different Mindset
Welcome to Financial Literacy Month! No, it’s not an April Fools Joke! In 2003, the U.S. Senate and U.S. House of Representatives designated April as “Financial Literacy Month.” How are you going to improve your finances during this month? Can […]
Money and Your Life
What does money mean to you? Your spouse? Your family? These are important questions to ask, and even more importantly, they are important questions to answer with your loved ones, especially your spouse. We all have needs, and we all […]