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Rat Race Off Ramp

Rat Race Off Ramp

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Category: Variable Expenses

Expenses, Personal Finance, Spending, Variable Expenses

Inflation Hack: 6 Ways to Save on Groceries

Continuing with ways to battle inflation, today I’ll cover food shopping.  It is a super exciting topic, I know.  But seriously, we all have to eat, so why not make an effort to save a little on your food bill?  […]

By Anthony SFebruary 5, 2022
Personal Finance, Spending, Variable Expenses

Just Because You Can Afford Something Doesn’t Mean You Should – Part 3

Continuing with the trade-off and affordability theme of the last couple weeks (click here for the housing example), today, I’ll cover trade-offs and affordability of electronic devices.  Smartphones, tablets, laptops, televisions, Bluetooth speakers and headphones, and ‘Smart’ devices are becoming […]

By Anthony SNovember 15, 2020
Personal Finance, Spending, Travel, Variable Expenses

Use This Travel Hack to Save Hundreds on Travel Accommodations

Lots of people like to travel, and as the growth and popularity of Airbnb has shown, travelers like to have more ‘home-like’ accommodations to make traveling easier (and more family friendly).  While traveling with two kids, having a separate bedroom […]

By Anthony SJuly 23, 2020
6 Steps, Debt, Expenses, F.I.R.E., Financial Independence, Fixed Expenses, Personal Finance, Rat Race Off Ramp, Savings, Variable Expenses

Step 5: Ramp Up Your Savings

Updated: May 2021 Once you tackle your debt and have it under control, you can start taking leaps forward towards your ‘Off Ramp’.  Ramping up your savings will allow you to accelerate towards your financial goals, increase your net worth, […]

By Anthony SMay 8, 2020
6 Steps, Expenses, Fixed Expenses, Personal Finance, Rat Race Off Ramp, Retirement, Savings, Spending, Variable Expenses

Step 3: Dive Into Your Income & Spending

Updated: May 7, 2021 Now that you have set your goals and figured out your current net worth, you’re ready and waiting at the starting line of this race.  Let’s start moving forward to figure out how to get to […]

By Anthony SMay 1, 2020
Expenses, Personal Finance, Spending, Variable Expenses

Are These 2 Expenses Emptying Your Pockets?

Right now is the perfect time to reflect on (and review) what you have been spending your money on.  Should you be evaluating where you’re spending and why?  You have the chance to make changes that significantly alter the trajectory […]

By Anthony SApril 13, 2020
Expenses, Personal Finance, Spending, Variable Expenses

Let’s Talk Grocery Shopping…No I’m Not Kidding

We all have to eat, so how do we save on food?  Don’t worry, I’m not going to suggest Ramen every night.  Although that would save you a lot of money, it would probably be pretty terrible for your overall […]

By Anthony SApril 9, 2020
Expenses, Featured Post, Fixed Expenses, Personal Finance, Spending, Variable Expenses

Where Your Money Goes..

What do you spend your money on?  For the most part, expenses are divided into two categories:  fixed expenses and variable expenses.  But within fixed and variable expenses there are a bunch of smaller categories.  Today, we will break them […]

By Anthony SApril 4, 2020
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