Today, I’m going to take a traditional phrase and flip it around. Many of you have likely heard the phrase “the time value of money” as it pertains to spending, saving, or money growing through compounding interest. By flipping the […]
Should Centenarians Influence Your Retirement Planning?
Even though life expectancy in the United States has been pretty consistent over the last few years, centenarians are the fastest growing age group in the United States. What’s a centenarian? A centenarian is a person who is over 100 […]
Could You Save $500 a Year on Your Next Car?
Most families in the U.S. need at least one car. You could make a strong case that most families need two cars. Have you ever stopped to really think: What is the purpose of your car, truck, or SUV? For […]
How Should You Save For Retirement?
In the last post, I covered how fees can eat into your returns, especially over the long-term. Today, I’ll cover contributions to retirement accounts. With retirement savings, we have to dig a little deeper because of the different options […]
Step 5: Ramp Up Your Savings
Updated: May 2021 Once you tackle your debt and have it under control, you can start taking leaps forward towards your ‘Off Ramp’. Ramping up your savings will allow you to accelerate towards your financial goals, increase your net worth, […]
Step 4: Tackle Your Debt
Updated: May 18, 2021 Today will likely be almost everyone’s least favorite topic on personal finance, but it is vitally important to discuss and manage. We’ve covered goals, net worth, income, and expenses. Today is the day we will discuss […]