Rat Race Off Ramp

Happy New Year!  I hope you had a great 2021 and that 2022 is even better!  Every year millions upon millions of people make New Year’s Resolutions usually with the goal of making changes to improve themselves and their lives, […]

Following up on the last post, “What is the Money Value of Your Time?”, I’m moving into a series called “What if.”  This series will explore various topics in personal finance in a different way.  Each post will start with […]

We live in a world full of excuses.  Many people (maybe even you) make excuses for not being able to save money or manage their personal finances.  Below are a few examples, but there are millions out there along the […]

When I started “Rat Race Off Ramp”, I highlighted a few ways to think about money, saving, and spending.  Two of my early posts were “Money and Your Life” and “Spending with a Different Mindset.”  In another post, “Are you […]

Updated: May 2021 We’ve completed the first five steps of the ‘Rat Race Off Ramp’.  Now, we are on to the final step: Step 6: Review Your ‘Race’ Status.  Building wealth and achieving financial freedom is a lifelong endeavor, and […]

Updated: May 18, 2021 Today will likely be almost everyone’s least favorite topic on personal finance, but it is vitally important to discuss and manage.  We’ve covered goals, net worth, income, and expenses.  Today is the day we will discuss […]

Updated: May 7, 2021 Now that you have set your goals and figured out your current net worth, you’re ready and waiting at the starting line of this race.  Let’s start moving forward to figure out how to get to […]

Updated May 1, 2021 One you’ve set your financial goals, you can move onto Step 2 of the Rat Race Off Ramp:  Your Financial Snapshot.   If you need to catch up, take a look at the overview for the 6 […]

Updated on April 7, 2021 Over the last few blog posts, I wrote about the “Latte Factor,” excuses for not saving money, and the ‘why’ for your money.  These were lead ups for getting back to the ‘Six Steps of […]