The housing market continues to be one of the strongest parts of the economy amid the COVID-19 pandemic. Housing supply is at historic lows. New building permits and housing starts are increasing. Home prices are increasing. If you’re in the […]
Just Because You Can Afford Something Doesn’t Mean You Should – Part 2
In my last post, I wrote about considering trade-offs when making purchases. Today, I’ll start by digging into costs for most people’s largest expense, their primary residence. After costs, I’ll give an overview of what banks do when pre-approving you […]
Should You Hurry to Buy a House or Refinance with Mortgage Rates at Historic Lows?
Buy a house or not? Refinance your mortgage or not? Millions of American families are facing these questions right now. Right now, thanks in large part to the Federal Reserve, mortgage rates are at all-time lows AND will likely stay […]
9 Ways to Cut Fixed Expenses
Did you know you can save money on your fixed expenses? Maybe you are thinking that doesn’t make any sense. They are FIXED expenses. Yes, they are fixed expenses, as in monthly recurring expenses, but how much they cost can […]